US-Based Money Services Business

Elevate your business beyond borders.

Join thousands of businesses worldwide that trust EMAAL for seamless international transactions, the lowest fees, and unparalleled security.

4.8/5 Trustpilot FinCEN Registered 24/7 Support
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Businesses trust EMAAL for international transactions.

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Countries served across every major corridor.

$0B+

Monthly volume moved securely on the platform.

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Transaction success rate, monitored around the clock.

Remittance from the US to the world.

EMAAL is a US-based remittance service. Our mission is to make sending money abroad simple, secure, and affordable — with real exchange rates and no hidden fees.

'10

Founded

Founded in New York with a vision to take the friction out of international money transfers.

'15

Global corridors

Expanded from the US into remittance corridors reaching 160+ countries worldwide.

'20

AI fraud detection

Launched AI-powered fraud detection systems protecting every transaction.

'24

Continuing innovation

Driving the next wave of innovation in cross-border remittance — 1M+ daily transactions.

Payments with real value for your business.

Make international payments effortlessly with EMAAL. Choose from 70+ countries and pay overseas staff or suppliers with no hidden fees and real exchange rates.

Lightning-fast processing

Real-time transactions with sub-second processing — same-day transfers to most countries with live tracking and instant notifications.

SAME-DAYLIVE TRACKINGINSTANT ALERTS

Built for teams & scale

Pay up to 1,000 people at once with spreadsheet uploads, set bespoke permissions per team member, and keep full audit trails.

BATCH PAYMENTSTEAM ACCESSAUDIT TRAILS

Works with your software

Connect your favourite accounting tools and save time on admin — plus business debit cards with 0.5% cashback and no foreign transaction fees.

QUICKBOOKSXEROSAGE

Maximize your international payments.

Get more value for every dollar with transparent pricing and real-time exchange rates, updated every minute.

  • Save up to 8x vs traditional banks on international transfer fees.
  • Guaranteed rates for 48 hours — lock in and pay with confidence.
  • Unlimited sending across 40+ currencies and 160+ countries.
Open the portal
1 USD buys — live market rates LIVE
KES · Kenya 127.00
ETB · Ethiopia 160.00
UGX · Uganda 3,301.50
GBP · United Kingdom 0.7100
Our fee — no hidden charges0.0%
FinCEN · Registered MSBRegulated
Two-factor authenticationEnforced
256-bit SSL encryptionAlways on
Fraud monitoring24/7 live

Your funds, safeguarded & protected.

EMAAL helps businesses move billions every month — here's how we make sure it's safe.

  • Fully regulated provider — FinCEN registered MSB, funds safeguarded to banking standards.
  • Military-grade encryption with funds held at established financial institutions.
  • Dedicated security teams monitoring fraud around the clock — 99.9% security level maintained.

What our clients say.

4.3/5.0 on Trustpilot from 180,000+ reviews

"Doing overseas business and banking through EMAAL is the best combination indeed."

Mohamad Alkabbani
BUSINESS OWNER

"I love how I can use my EMAAL account to pay any international contractors that I have."

Mike Vardy
FREELANCER

"I would confidently recommend it to anyone looking for a cost-effective way to transfer money internationally."

Andrew
ENTREPRENEUR

Let's talk.

We're here to listen and help. Reach out to EMAAL, your trusted US remittance partner.

Call us

+1 212 555 1234

24/7 customer support

Email us

info@finpaytech.co

We reply within one business day

Visit us

350 5th Avenue, Suite 713

New York, NY 10118, USA

Get Started

Ready to move money beyond borders?

Sign in with your EMAAL account — access is provisioned by your administrator.

Sign in to Portal Contact us